06°25′ N · the sheet
One week is a row. Thirteen rows are the season you can still change.
The cash position is a paper the owner keeps at the till. This page shows how a row is read, using a teaching example rather than a client’s books.
What each row holds
A row is one week, usually Monday to Sunday, because wages and market habits in Mueang Narathiwat cluster around those days. The columns are few on purpose. An owner should be able to find the thin week without a second person in the room.
- Opening cash. What is in the bank and the till at the start of the week. We use the passbook balance, not a hope.
- Receipts. Money you can already name: a market day, a customer who pays on Thursdays, a fitting balance that has a date. Unnamed “sales” stay off the row.
- Wages, rent, stall fee. Dates you already promised people.
- Suppliers. Settlements you expect to make that week, written at the amount you intend to pay, not the amount you wish you could delay.
- Set-aside. VAT collected, if you are registered, and a cautious sum toward withholding. The detail is in our note on Friday’s envelope.
- Closing cash. Opening, plus receipts, minus the outflows. This becomes next week’s opening.
- Floor. The amount you named as the line you will not go under. It is written beside the closing figure, not hidden in a margin.
A teaching row
Imagine a neighbourhood grocery in the week of 6 April, just before Songkran stock is being paid for. The numbers are an illustration so you can see the arithmetic. They are not a client’s books and not a promise about anyone’s takings.
| Line | Week of 6 April |
|---|---|
| Opening cash | 42,000 THB |
| Receipts expected | 38,500 THB |
| Wages | 12,000 THB |
| Stall fee | 1,800 THB |
| Rice and oil supplier | 29,000 THB |
| Set-aside | 3,000 THB |
| Closing cash | 34,700 THB |
| Cash floor | 28,000 THB |
Closing cash is opening plus receipts, minus wages, stall fee, supplier, and set-aside: 42,000 + 38,500 − 12,000 − 1,800 − 29,000 − 3,000 = 34,700. The floor is 28,000, so this week clears. The following week, if receipts fall after the holiday and the supplier’s balance is still due, the same arithmetic can land under the floor. That is the week the sitting spends its time on.
When a week falls under the floor
The mark on a thin week is not a verdict. It is a list of moves that are still available: ask a regular customer to settle a few days early, shift a delivery that has not left the supplier’s yard, or draw the seasonal envelope you already built. We write the move you choose onto the remaining rows. We do not fill the gap with a loan recommendation. Lending sits with the bank you already know.
If three weeks in a row fall under the floor and no move is left, the sheet has done its work by saying so early. The owner can then talk to a lender with the dates in hand, or reduce an order, while the till still has the floor amount in it.
The thirteen-week sitting is how this sheet is produced with you in the room. Fees, the deposit, and what is included are on the sitting page.